隐私是我们最好的政策
WHAT DOES FIRSTBANK DO WITH YOUR PERSONAL INFORMATION?
为什么?
Financial companies choose how they 分享 your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, 分享, 并保护您的个人信息. Please read this notice carefully to understand what we do.
什么?
The types of personal information we collect and 分享 depend on the product or service you have with us. 这些信息可以包括:
- 社会安全号码和收入
- 账户余额和付款历史记录
- 信用记录和信用评分
如何?
All financial companies need to 分享 customers’ personal information to run their everyday business. 在下面的部分中, we list the reasons financial companies can 分享 their customers’ personal information; the reasons 网上正规网投实体 chooses to 分享; and whether you can limit this sharing.
| 我们分享您个人信息的原因 | 第一银行分享吗?? | 你能限制这种分享吗? |
|---|---|---|
|
为了我们日常的商业目的
比如处理你的交易, 维护您的帐户, respond to court orders and legal investigations, 或者向信用机构报告 |
是的
|
No
|
|
为了我们的营销目的
为您提供我们的产品和服务 |
是的
|
No
|
|
For joint marketing with other financial companies
|
是的
|
No
|
|
For our 子公司’ everyday business purposes—
information 网上正规网投实体 your transactions and experiences |
是的
|
No
|
|
For our 子公司’ everyday business purposes—
你的信用信息 |
是的
|
是的
|
|
为我们的子公司向您推销
|
是的
|
是的
|
|
对于不隶属于市场给你
|
No
|
我们不分享
|
限制我们的分享
- 打电话给1-800-413-4211 to notify us of your choice.
- 请注意:如果你是 新 customer, we can begin sharing your information 30 days from the date we sent this notice. 当你 不再 our customer, we continue to 分享 your information as described in this notice.
- 如何ever, you can contact us at any time to limit our sharing.
问题?
拨打1-800-413-4211或访问您当地的分支机构.
我们是谁
这份通知是谁提供的?
网上正规网投实体 and family of companies that provide lending, 投资, and 保险 products and services; 网上正规网投实体, FB金融公司, 金融控股公司, 农民国家银行. 网上正规网投实体抵押贷款, 网上正规网投实体 Investment Partners, and Farmers Bank of Lynchburg.
我们所做的
如何 does 网上正规网投实体 protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
如何 does 网上正规网投实体 collect my personal information?
We collect your personal information, for example, when you
- 开个账户或申请贷款
- pay your bills or make deposits or withdrawals from your account
- 使用信用卡或借记卡
We also collect your personal information from others, 比如征信机构, 子公司, 或者其他公司.
为什么我不能限制所有的分享?
联邦法律只赋予你限制的权利
- sharing for 子公司’ everyday business purposes—你的信用信息
- 子公司 from using your information to market to you
- 分享非附属市场给你
什么 happens when I limit sharing for an account I hold jointly with someone else?
Your choices will apply to everyone on your account.
定义
- 子公司
- Companies related by common ownership or control. They can be financial and nonfinancial companies.
Our 子公司 include; (i) FB金融公司, 金融控股公司, (ii)第一银行保险, 公司.(iii)投资者产权公司.
- 非附属
- Companies not related by common ownership or control. They can be financial and nonfinancial companies.
网上正规网投实体 does not 分享 with nonaffiliated companies, except in the context of joint marketing with other financial companies.
- 联合营销
- A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
Our joint marketing partners include 投资 companies, 保险公司, 以及亲和金融服务公司.
客户识别程序
根据美国爱国者法案, Federal law requires all financial institutions to obtain, 验证, and record information that identifies each individual or entity opening an account. This includes all personal and commercial accounts, 包括贷款账户和存款账户, 以及信任, 经纪公司, 保险, 投资管理账户.
这对我们的客户意味着什么
当您开户时, 你会被问到你的名字, address, 社会保险号或税号, 出生日期(如适用), and other information that will allow 网上正规网投实体 to identify you. You will also be asked to furnish your driver’s license or other identifying documents. We are required to follow this procedure each time an account is opened, even if you are a current customer of 网上正规网投实体.
孩子们的信息
We respect the privacy of children and comply with the practices established under the Children’s 在线 Privacy Protection Act. We do not knowingly collect or retain personally identifiable information from children under the age of 13.
第一银行，联邦存款保险公司成员.
牧师11/1/2022
Investing with a community bank gives you the added benefit of a friendly environment where clients are treated as individuals, 不是数字. From retirement and estate planning to college funding and small business financial planning, start by finding a local advisor and scheduling your no-obligation consultation today.
Investment advisory services offered through Raymond James Financial Services Advisors, 公司. 网上正规网投实体 and 网上正规网投实体 Investment Partners are not registered broker/dealers and are independent of Raymond James Financial Services. 投资产品不是存款, 不受FDIC/NCUA保险, 没有任何政府机构的保险, 非银行担保, 受风险和可能失去价值.